The Footnote
No. 3 · AI fluency edition
Monday, September 21, 2026. A special edition on what podiatrists need to know about AI, organized around four gates: delegate, verify, disclose, own. Every figure links to its source.
Special edition Companion to "AI Fluency for Healthcare" Andrew Lundquist, DPM, MBA · Tennessee, 2026 Disclosures in the sidebar
Editor's essay

Four in five physicians already use AI. The skill that separates them is knowing what to hand off and what to sign.

I once asked Mark Cuban how he would practice medicine. He spent about thirty seconds on the clinical answer and the rest of the conversation on marketing, communication and reach. That is where he saw the leverage. It took me a while to understand why. Clinical reasoning is being commoditized faster than any of us trained for. What is not getting cheaper is trust, and trust is built by the clinician who can explain exactly how a tool was used, check what it produced, and put a name on the result.

The adoption question is settled. The AMA's 2026 survey found more than 80% of physicians using AI professionally, double the 2023 share, and the average physician now uses it for 2.3 tasks. The open question is fluency: which work goes to the machine, how the output gets checked, what the patient is told, and who owns the note, the code and the outcome. This edition is organized around those four gates.

81%of physicians use AI at work (AMA, 2026)
38%the same figure in 2023
2.3use cases per physician, up from 1.1
69%of AI users use it daily (Doximity, 2026)
Why it matters. Banking has already turned this into a hiring bar. According to the Financial Times, UBS will require graduates joining its Global Banking and Markets division in 2027 to show in interviews how they use AI, and Citi mandated AI prompt training for about 175,000 employees last year. Medicine is still treating fluency as optional, and the ACGME only proposed naming AI in residency requirements on September 8.

The numbers

The numbers · Time

AI is not competing with your clinical judgment. It is competing with your clipboard.

The benchmark time-and-motion study still frames the problem. Across 57 ambulatory physicians in four specialties, Sinsky and colleagues found 27% of the day went to direct face time with patients and 49% to EHR and desk work. Even inside the exam room, 37% of time went to the computer, and physicians who kept diaries reported one to two hours of after-hours work each night. It has not improved. A 2024 follow-up at an academic system found total EHR time up 7.8% and inbox time up 24% between 2019 and 2023.

27%of the day face to face
49%on EHR and desk work
37%of exam-room time on the EHR
+24%inbox time, 2019 to 2023
Why it matters. The documentation, letters, prior authorizations and inbox are exactly the tasks the AMA survey says physicians hand to AI first: research summaries (39%), care plans and notes (30%), and billing and visit documentation (28%). Start the conversation there, not with diagnosis.
The numbers · Patients

One in three adults asked a chatbot about their health this year, and many never followed up with a doctor

A KFF poll fielded in March found 32% of U.S. adults used an AI chatbot for health information in the past year. Among those using it for physical health, 42% did not follow up with a clinician, and 41% of all users uploaded personal medical information. OpenAI says more than 230 million people ask ChatGPT health questions every week and launched a consumer ChatGPT Health product in January that connects to medical records.

Why it matters. Your patients arrive having already asked. The visit has to deliver more than a chatbot subscription does: examination, judgment, a plan they trust and someone accountable for it.

Gate 1 · Delegate

Delegate · Ambient scribes

The ambient scribe evidence is in, and it is smaller and more real than the marketing

Two randomized trials published in the past year both found benefit, none of it dramatic. At UCLA (238 physicians, about 72,000 encounters), Nabla cut documentation time per note by 9.5% against usual care, Microsoft DAX did not reach significance, and burnout improved roughly 7% in both arms. A UW Health stepped-wedge trial of Abridge found burnout down about 20% and 30 fewer minutes of work outside work. The largest real-world study, in JAMA this April, followed about 1,800 adopters across five academic systems: 16 fewer documentation minutes per eight hours of patient time, about half a visit more per week, and no significant change in after-hours EHR time. Only 32% of adopters used the scribe in at least half their visits.

−16 mindocumentation per 8 clinic hours
51.9% → 38.8%burnout, six-system Abridge study
<10%of patients declined (UCLA)
$100 to $600per clinician per month
Why it matters. The gain goes to clinicians who actually use it on most visits. In our own eight-week pilot with seven clinicians, burnout scores fell from 69% to 43%, and half were still using the tool three months later. That is a small, uncontrolled internal pilot, and it matches the literature: the tool works when it becomes a habit, and adoption is the hard part.

Disclosure: the editor serves as Clinical Director at Nabla Technologies, one of the products in the UCLA trial. The pilot figures are internal and unpublished.

Rotenstein LS, Mishuris RG et al., JAMA, April 2026 · UCLA trial, NEJM AI, Nov 2025 · Afshar M et al., NEJM AI, Dec 2025 · Olson KD et al., JAMA Network Open, Oct 2025 · Pricing: Becker's
Delegate · Guardrail

The consumer chatbot on your phone is not a place for patient information

Free and personal tiers of ChatGPT, Claude and Gemini do not come with a business associate agreement, and OpenAI says it will not sign one for its consumer ChatGPT Health feature. The healthcare versions launched this year do: OpenAI for Healthcare (January 8) offers a BAA for ChatGPT for Healthcare and its API, Anthropic covers Claude Enterprise plans, and Google's Workspace BAA covers only the Gemini features on its HIPAA-included list. Texas now also requires electronic health records to be stored in the United States as of January 1, 2026.

Why it matters. The safe line is simple. De-identified prompts (a rehab protocol template, a prior-authorization letter skeleton, a patient handout on Charcot foot at a sixth-grade reading level) belong in any tool. Anything with a name, a date of birth or a chart detail belongs only in a tool your practice has a BAA with.
Delegate · Agents

A chatbot answers. An agent works the whole problem.

Most clinicians have only used the first kind. A chatbot needs a prompt at every step. An agent is given a goal and runs the workflow: check eligibility, draft the prior authorization letter from your last twenty approved ones, route the referral, and follow up if the payer has not answered in 48 hours. Tools that let a clinician describe a workflow in plain language and get a working version back are now good enough that a prior-auth builder or a post-op instruction generator tuned to your own protocol is an afternoon project, not an IT ticket.

Why it matters. The delegation line does not move just because the tool got more capable. Hand off what is repetitive, rule-based and reversible. Keep judgment calls, irreversible decisions and anything where a wrong answer causes harm. An agent that drafts is not an agent that decides.
From the lecture "AI Fluency for Healthcare." The editor uses Claude personally and has no financial relationship with Anthropic.

Gate 2 · Verify

Verify · Diagnostic reasoning

In two Stanford-led trials, doctors with GPT-4 did no better than GPT-4 alone

In a randomized trial of 50 physicians working through diagnostic vignettes, those given GPT-4 scored a median 76% against 74% for those using conventional resources, a difference that was not significant. GPT-4 working alone scored 92%. A follow-up in Nature Medicine with 92 physicians on management reasoning found GPT-4 assistance did help, by 6.5 points, but physicians with the model still did no better than the model by itself. A March 2026 study found a better-designed workflow, with the AI giving a first or second opinion, closed much of that gap.

Why it matters. These were curated vignettes, not real patients, and the samples were small. The lesson is still clear: the clinician's value is shifting from generating the answer to knowing when the answer is wrong. That is a harder skill, not a smaller one, and most of us were never taught it.
Verify · Automation bias

When the AI is wrong, experienced clinicians follow it too

In a mammography study, very experienced radiologists read at 82% accuracy on their own. When shown deliberately incorrect AI suggestions, they fell to 46%, and less experienced readers fell to about 20%. In a 2025 trial, 44 physicians trained in AI literacy received GPT-4o advice with errors planted in half the cases, and their accuracy dropped 14 points when the advice was wrong. Separately, an observational study at four Polish centers found endoscopists' adenoma detection without AI fell from 28.4% to 22.4% after AI assistance became routine.

82% → 46%expert accuracy with wrong AI
−14 ptsphysician accuracy with flawed advice
28.4% → 22.4%unaided adenoma detection
Why it matters. Training alone does not protect against this. A written checklist applied every time does better than good intentions, and the skill you delegate is the skill you stop practicing. The AMA survey found 88% of physicians share that concern about skill loss.
Dratsch T et al., Radiology, 2023 · Qazi et al., NEJM AI · Budzyń K et al., Lancet Gastroenterology & Hepatology, Aug 2025
Verify · Citations

Even the newest models invent references, and the orthopaedic data is recent

When ChatGPT-5 was asked to support 70 recommendations from AAOS clinical practice guidelines, it produced 2,736 references. About 7% were fabricated outright, only 49% were fully correct, and PubMed IDs were wrong 37% of the time. That is an improvement on 2023, when a Cureus study found 47% of ChatGPT-3.5's medical references did not exist. It is not good enough for a letter to a payer or a slide at a society meeting.

7.1%of references fabricated (ChatGPT-5)
49%fully correct
47%fabricated in 2023 (GPT-3.5)
Why it matters. The four-question check from the lecture takes about ninety seconds: it cites something you can find, it matches current guidelines, you would sign the sentence as written, and it sounds like you and not a template. If the source cannot be found, the output is a draft, not a fact.
Lum ZC, Cureus, July 2026 · Bhattacharyya M et al., Cureus, May 2023
Verify · Scribe errors

One in twenty AI scribe notes carried an error serious enough to matter

UC Davis audited 356 of 7,545 notes generated by 31 physicians. Omissions appeared in 18%, hallucinated content in 11.5% and wrongly included material in 9.3%. Most errors were mild to moderate, but 5.3% of notes contained an error rated as posing serious risk. In a simulated test of five commercial platforms, notes averaged a 26% error rate. The most common real-world failures at UCLA were omissions and misattributed pronouns.

Why it matters. The review is the job. Turn off auto-accept, read the assessment and plan every time, and pay particular attention to laterality, which foot, which toe and which procedure. A scribe that saves four minutes and puts the wrong side in the op note costs far more than four minutes.

Gate 3 · Disclose

Disclose · Patients

72% of Americans want to be told when AI is part of their care, and almost half do not know if it already is

Pew surveyed 3,488 adults in June. The share who want to be told was highest for scans and diagnosis (81% each) and was still 72% for note-taking. Forty-six percent were not sure whether AI had been used in their care. The wording matters: in a Duke study of AI-drafted portal replies, patients rated the drafts slightly higher than human-written ones, and their preferred disclosure was "written by Dr. T with the support of automated tools." A separate JAMA Network Open study found any mention of AI in a physician's advertising slightly lowered ratings of trust and empathy.

Why it matters. Disclosure works as positioning, not confession. One sentence covers it: "I use an AI tool to help write up our visit today, so I can spend more time looking at you instead of my screen. I review everything before it becomes part of your record." It takes about eleven seconds.
Disclose · State law

Disclosure is already the law in Texas and California, and more states are coming

Texas has the strictest rules for clinicians. SB 1188 (effective September 2025) requires practitioners who use AI in diagnosis or treatment to stay within scope, review AI-created records and disclose the use to patients. TRAIGA, in effect since January 1, requires that disclosure by the date of service. California's AB 3030 requires a disclaimer on AI-generated patient clinical communications unless a licensed provider reviews them first. Utah requires disclosure in high-risk interactions. Colorado replaced its stalled AI Act with a notice-based law that takes effect January 1, 2027. A December 2025 executive order seeks federal preemption, but Congress has not acted, so state laws still apply.

Why it matters. Clinicians outside these states should read them as a preview. The practical steps are the same everywhere: note in the record that AI-assisted documentation was used and reviewed, know your practice's policy, and decide in advance who reviews AI output and what happens when it is wrong.
Disclose · Our profession

APMA's position: AI should support, not replace, physician judgment

APMA adopted a formal AI position statement in March and filed comments with HHS. It calls for disclosure when AI is used in coverage decisions, opposes opaque algorithms that drive denials and downcoding, and asks that podiatric physicians be included in AI design and regulation. It raised AI claims review directly with Aetna on March 30, alongside skin substitutes and modifier 25. The Joint Commission and the Coalition for Health AI issued voluntary guidance last September that also asks organizations to tell patients about AI use, and the Federation of State Medical Boards has said since 2024 that the physician remains accountable for AI-informed decisions.

Why it matters. The professional consensus lines up with the patient data: tell people, keep a human in the loop, and document the reasoning when you accept or reject an AI recommendation.

Gate 4 · Own

Own · Coding

Scribes are pushing E/M levels up, and payers are pushing back

At the five systems in the April JAMA study, scribe adoption added about $167 a month in E/M revenue per clinician. Trilliant Health found the share of established visits billed at 99214 or 99215 rose 7 to 12 points at six systems as AI scribing spread. Blue Cross Blue Shield Association estimates AI-enabled coding added about $2.3 billion in spending. Cigna began automatically downcoding level 4 and 5 E/M claims last October. Podiatry is already under a spotlight: OIG found 44 of 100 sampled podiatrist E/M claims noncompliant, with modifier 25 at issue.

Why it matters. A more complete note can justify a higher level. It can also generate codes the visit did not support. The scribe suggests, and you sign. If a code would not survive an audit of the note, it should not leave the building.
Own · Payers

Medicare's AI prior-authorization pilot covers skin substitutes for lower-extremity wounds

CMS's WISeR model began January 1 in traditional Medicare in New Jersey, Ohio, Oklahoma, Texas, Arizona and Washington, with a different AI vendor in each state. Its 14 service categories include skin substitutes for lower-extremity chronic wounds (in states with an active coverage policy), electrical nerve stimulators and epidural steroid injections. The House Appropriations Committee voted in June to defund it, the Senate declined to repeal it in July, and records obtained by STAT last week describe a rushed launch and delayed decisions.

Why it matters. Wound care podiatrists in those six states are already negotiating with an algorithm. Denials are still made in your patient's name, so document medical necessity as if a machine will read it first, because it will.
Own · Liability and leadership

No AI malpractice verdict yet, and the physician still holds the pen

No U.S. malpractice verdict has turned on AI so far. The Doctors Company says it has no AI exclusions and has seen few AI-specific claims, and the consistent advice from carriers and boards is to vet tools, document the AI's role and your own reasoning, and have a disclosure protocol. Most clinical AI pilots that fail do so because of leadership, not technology. Adoption stalls when the organization does not reward it, clinicians are not trained, or the tool does not fit the workflow.

Why it matters. Delegate the task and never the responsibility. In most practices nobody owns AI policy yet, and the clinician who volunteers to own it is the one who shapes how it gets used.

Foot & ankle AI

Foot & ankle AI · Imaging

AI measures hallux valgus angles as well as surgeons in a fraction of a second, but fracture detection is less settled

A deep-learning model trained on 2,468 weightbearing radiographs matched surgeons on HVA (ICC 0.90) and IMA (ICC 0.89) and had fewer IMA outliers, at 0.13 seconds per image. For fractures, a 14-study meta-analysis pooled 93% sensitivity and 94.5% specificity. In a single-center head-to-head published last month, however, a commercial FDA-cleared tool reached 74% sensitivity on 701 foot and ankle exams against 84% for musculoskeletal radiologists, and struggled most with Chopart and Lisfranc injuries.

0.90ICC for HVA vs surgeons
0.13 sper radiograph
74% vs 84%fracture sensitivity, AI vs MSK radiologists
Why it matters. Angle measurement is repetitive, rule-based and easy to check, which makes it a good task to delegate. Missing a Lisfranc injury is irreversible, so that read stays with you.
Wang Q et al., Scientific Reports, Mar 2026 · Pahlevan-Fallahy MT et al., Skeletal Radiology, 2025, DOI 10.1007/s00256-025-05078-y · Ferreira Branco D et al., Diagnostics, Aug 2026, DOI 10.3390/diagnostics16162507
Foot & ankle AI · Diabetic foot

Diabetic foot AI is promising in the lab and mixed in outcomes

A UK smartphone model detected diabetic foot ulcers with 91.6% sensitivity in real NHS clinics using inexpensive Android phones. Remote temperature monitoring predicted ulcers weeks early in its original validation, but a VA evaluation of 924 veterans found no reduction in amputation or hospitalization. Spectral AI's DeepView received FDA De Novo authorization in May for burns only, and its diabetic foot program is still in study.

Why it matters. Detection is not the same as outcomes. Ask vendors for amputation and healing data, not only accuracy figures.
Foot & ankle AI · Patient education

Chatbot answers about bunion surgery read at a college level

A June study in Foot and Ankle Surgery compared ChatGPT 5.2 and Gemini on ten common patient questions about minimally invasive bunion surgery. Quality scores were similar, readability was college level for both, and neither was very actionable. An AOFAS abstract found AI-written patient education averaged a grade 13.3 reading level against 9.5 for surgeon-written material, with lower quality and actionability. A Foot & Ankle Specialist study found GPT-4 gave little or no surgical detail in 80% of responses on 15 foot and ankle conditions.

Why it matters. This is the easiest problem to fix and the best argument for owning your voice. Give the model your own handout and a target reading level, then edit the result. Default chatbot output is what your patients are already reading, and yours can be better.
Yüksel B et al., Foot and Ankle Surgery, Jun 2026 · Saggar R et al., Foot & Ankle Orthopaedics abstract, Dec 2025 · Lewis AJ et al., Foot & Ankle Specialist, Jun 2026, DOI 10.1177/19386400261456922
Foot & ankle AI · Regulation

FDA has authorized more than 1,400 AI devices, and generative AI rules are still open for comment

The FDA's AI-enabled device list passed 1,400 in March after a record 331 authorizations in 2025. In January it loosened its clinical decision support guidance for tools that give a single recommendation a clinician can independently review. In August it published a discussion paper on regulating generative AI devices, with comments due October 19. There is still no formal FDA framework for large language model clinical tools.

Why it matters. Most of the AI a podiatrist uses day to day, including chatbots, scribes and letter drafters, sits outside FDA review. That puts the verification burden on the person signing the note.

Fluency is not a skill anyone can outsource. The podiatrist who can explain how and why they use AI is showing patients the judgment they came in for.